What is a treasury and how does it work?

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Dhyna Phils

Head of Marketing

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A woman with a file
A woman with a file

Treasury is designed to simplify how you manage digital assets. Instead of dealing with multiple wallets, networks, and complex flows, Treasury provides a unified and intuitive way to control your funds.

Whether you’re managing personal assets or collaborating with others, Treasury acts as your central hub

A Single Place for Your Assets

With Treasury, you’re not limited to a single token or network.

You can add:

  • Any supported assets

  • Across supported networks

  • Without worrying about complex bridging mechanics

This flexibility allows you to manage everything in one place, even when assets originate from different ecosystems.

Powered by NEAR Intents

This seamless experience is made possible by NEAR Intents.

NEAR Intents enable cross-network interactions in a way that feels simple to the user.

Instead of manually navigating between networks, signing multiple transactions, or handling technical steps, the system coordinates the process behind the scenes.

In practice, this means:

  • Less friction

  • Fewer manual actions

  • A smoother experience

You focus on what you want to do — not how to technically execute it.

Two Ways Your Treasury Can Operate

Treasury supports different operational models depending on your needs.

NEAR Intents Network

When using the NEAR Intents Network:

  • Your interactions are optimized for cross-network operations

  • Asset management becomes network-agnostic

  • Complex processes are abstracted away

This model is ideal if you frequently work with assets across multiple networks.

Native NEAR Network

Treasury can also operate on the Native NEAR Network.

In this setup:

  • Your assets are stored directly on-chain

  • Treasury is powered by the Sputnik DAO contract

  • All logic follows native NEAR mechanics

This approach provides a fully decentralized and transparent foundation for asset management.

What Does Native NEAR Mean?

When your Treasury operates natively on NEAR:

  • Your assets live on the Sputnik DAO contract

  • Governance and permissions are handled on-chain

  • You benefit from NEAR’s security and decentralization

This model is particularly valuable for collaborative Treasuries, shared funds, and structured financial workflows.

Designed for Flexibility

Treasury isn’t tied to a single use case.

It can be used for:
  • Personal asset management

  • Team and organization funds

  • Payment flows

  • Structured approvals and requestsThe system adapts to how you work — not the other way around.

Why This Matters

Managing assets across networks is typically complex.

Treasury changes that by combining:

  • Wallet-based access

  • Cross-network capabilities via NEAR Intents

  • Native on-chain storage via Sputnik DAO

The result is a system that feels simple, while remaining powerful and decentralized under the hood.

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